Our Team

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Chris Rathgen

Managing Director - Residential/Commercial loans specialist

A finance Specialist working with clients Australia wide since 2001, Chris possesses extremely broad lending experience across residential, commercial and private funding.

As well as assisting his clients with their residential funding needs Chris also works closely with SMEs assisting their trading businesses obtain funding in today’s regulatory environment.

With over 20 years’ experience Chris specialises in obtaining positive outcomes on difficult transactions and negotiating with credit.

Chris holds a Diploma of Finance and Mortgage Broking Management and is also an MFAA Credit Advisor.

View Chris on LinkedIn

Chris Rathgen is a credit representative (Credit Representative Number 399433) of BLSSA Pty Ltd (Australian Credit Licence No. 391237).

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Hatice Rathgen


Office Manager


Having spent over 20 years in the Aviation Industry Hatice brings with her a passion for customer service.

Working well under pressure Hatice keeps the Office running smoothly, establishing office protocols, managing training programs and helping new employees become part of the team.

Residing in Bayside Hatice and Chris enjoy spending leisure time with their Labrador "Baxter" and English Cocker Spaniel "Buddy" and taking them to the beach.

Jev Testa


Credit Analyst

Jev brings sound experience in assisting with the implementation, lodgments and submission of loan applications ensuring a smooth transition into settlement.

Jev holds a Cert IV in Credit Management and has built a reputation for her strong work ethic and meticulous processes.

Jev is passionate in providing assistance with clients’ residential funding needs. Outside of the office, Jev loves spending time with her family and sightseeing the outdoors.